Kredivo stands out as the epitome of flexible payment solutions, offering a range of options that cater to diverse financial needs. Here's why Kredivo is the most flexible payment method available:
Product Financing with Installment Payments: Kredivo allows you to pay later in 1 month and offers installment plans of 3, 6, 12, 18, and 24 months. This flexibility enables you to manage your finances more effectively.
Interest Rate: Enjoy 0% interest when you pay within 30 days or opt for a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders benefit from rates starting at 1.99% per month, with a maximum annual rate of 41.51%.
Limit: With a maximum credit limit of up to IDR 50,000,000, Kredivo provides ample room for your purchasing power.
Simulation: For instance, if you choose a 12-month installment for a transaction worth IDR 2,000,000, you'll face an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.
Are you looking to shop on installment without a credit card? Need a quick loan for emergencies? Or perhaps you've faced rejections when applying for credit elsewhere? Kredivo steps in as your go-to online credit line provider, offering both installment plans and personal loans through KrediFazz seamlessly.
Kredivo is a digital credit application that assesses your creditworthiness in real-time. The registration is swift, taking just 5 minutes, and approval follows shortly after. Once approved, you can shop on installment at a vast network of online and offline merchants including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and over 4000 other merchants, all with just a couple of clicks.
Whether it's a new mobile phone, flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or furniture and fashion items, Kredivo enables you to buy now and pay later without the need for a credit card or any down payment. Additionally, you can manage your utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even gasoline directly through the Kredivo app. For urgent financial needs, KrediFazz offers quick cash advances via Kredivo with flexible 3, 6, and 12-month installment options.
Kredivo truly embodies flexibility with its #Sefleksibelitu campaign, making it clear why it's the most flexible payment solution on the market. Here are three more compelling reasons to choose Kredivo:
◉ SIMPLER AND FASTER: Applying for Kredivo is straightforward—just upload your KTP via the app, no salary slip needed. After a quick approval process, you can purchase your desired items on credit or secure instant loans from KrediFazz hassle-free.
◉ SAFE AND SECURE: Your data is protected with encryption, and Kredivo's operations are overseen by OJK, ensuring a safe and credible service.
◉ 0% INTEREST & WITHOUT DOWN PAYMENT: Benefit from some of the market's lowest interest rates and enjoy the convenience of no down payment across all Kredivo services.
For more detailed information, please refer to the General Product and Service Information Summary (RIPLAY) available at www.kredivo.id.
Got feedback? Reach out to us via email at [email protected] or call 0804-1-573348.
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What's New in the Latest Version 3.48.0
Last updated on Oct 17, 2024
Minor bug fixes and improvements. Install or update to the newest version to check it out!
