Welcome to the NO.1 digital banking savings bank! We offer a comprehensive suite of services, including deposits, cards, loans, financial services, credit management, and life services, all designed to enhance your financial well-being. Our commitment to excellence has earned us the top spot in cumulative app downloads and users within the savings bank sector, as verified by App Annie data as of December 31, 2023.
Experience our unique 'Well Bang Walking Savings' where you can earn interest rates of up to 10% per annum simply by walking. The more steps you take, the higher your interest rate can be, making it a fun and rewarding way to save.
New to our bank? Take advantage of our WELCOME offer and enjoy a preferential interest rate of up to 7% per year on your first transaction. This special rate is available for 30 days after you open your first account with us.
Concerned about managing your assets and liabilities? Our 'Welcome My Data' service can help. We've already helped customers save an estimated KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. Let us collect and manage your debts, and we'll inform you if a transfer loan could benefit you. Additionally, our 'credit weather' tool will assist you in managing your credit effectively.
Opening an account with us is easy and convenient. You can do it anytime, anywhere, 24 hours a day, even without a public certificate. Just use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer specialized accounts tailored for payers, office workers, and bosses, each with their own special benefits.
Don't miss out on the exclusive rewards available in our 'Wellbang Lounge'. With 'Well Bank Walking', loan customers can earn up to 100 won per day and up to 3,000 won per month, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Test your luck with 'Well Bang Lotto' by guessing six numbers from 0 to 9, or try 'Well Bang Odd or Even' for a chance to win weekly prizes.
Enjoy seamless financial services that simplify your life. Our intuitive interface allows you to transfer funds effortlessly by dragging and dropping between accounts. Keep track of your total assets, detailed status, and savings goals all on one page. Curious about your car's value? Just enter its license plate number to find out. Our 'Automatic Payment' service ensures your utility bills and other fees are paid on time without any hassle. Plus, check your credit score for free without impacting it.
We're committed to protecting you from electronic financial fraud. Our bank operates in compliance with the Financial Supervisory Service's guidelines, offering services like PC designation, 2-channel authentication, and one-time authentication numbers.
Product Information
[Well-Bang Working Savings]
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Interest payment: Lump sum at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
- Differential payment based on annual steps achieved (up to 8.0%):
- 1 million steps: 1.0%p per year
- 2 million steps: 2.0%p per year
- 3 million steps: 3.0%p per year
- 4 million steps: 8.0%p per year
- Automatic transfers through our bank account at least 6 times: 1.0%p
- Differential payment based on annual steps achieved (up to 8.0%):
[WELCOME first transaction preferential m term savings]
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Subscription conditions: Within 30 days from the first deposit
- Interest payment: Lump sum at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
- Automatic transfers through our bank account at least 8 times: 1.8%p per year
- Average account balance of 500,000 won or more from the new date to the day before maturity: 1.5%p per year
Please note that in accordance with the Depositor Protection Act, this deposit is protected up to 50 million won per person, including principal and a certain amount of interest. Make sure to review the product description and terms before signing the contract. You are entitled to a thorough explanation of the product, so please understand it fully before proceeding. Interest rates are subject to change, so always check our website or app for the latest information.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
Permissions and Purposes of Using Wellbang App
- Required access rights:
- Storage space: For storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
- Phone: For identity verification, device verification, and consultation calls.
- App activity: To collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.
- Optional access rights:
- Contacts/Address Book: To use functions like contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if not granted.
- Camera: For photo identification, face authentication, and document submission. Functionality may be limited if not granted.
- Photos and videos: To save photos and collect photos submitted as supporting documents. Functionality may be limited if not granted.
- Notification: To receive notifications of important notices, events, and promotions. Functionality may be limited if not granted.
Items for Investigation of Credit Disorderly Conduct
- Malicious app detection information, diagnostic information on detected malicious apps
Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- Improved and stabilized app usage environment
